Central Bank of India Credit Officer Recruitment 2025 – Apply for 1000 Vacancies
The Central Bank of India (CBI) has announced the Credit Officer Recruitment 2025, offering 1000 vacancies in Junior Management Grade Scale-I (JMGS-I). This is a golden opportunity for aspiring bankers to secure a position in one of India's leading public sector banks.
Selected candidates will undergo a Post Graduate Diploma in Banking & Finance (PGDBF) before joining as full-time employees. If you dream of a stable and rewarding banking career, here’s everything you need to know about the eligibility, selection process, syllabus, salary, and how to apply.
Key Highlights of CBI Credit Officer Recruitment 2025
- Organization: Central Bank of India
- Post Name: Credit Officer (General Banking)
- Grade: Junior Management Grade Scale-I (JMGS-I)
- Total Vacancies: 1000
- Application Start Date: January 30, 2025
- Last Date to Apply: February 20, 2025
- Online Exam & Interview Date: To be announced
- Official Website: centralbankofindia.co.in
Vacancy Details
| Category | Vacancies |
|---|---|
| SC | 150 |
| ST | 75 |
| OBC | 270 |
| EWS | 100 |
| General | 405 |
| Total | 1000 |
Eligibility Criteria
Nationality:
- A citizen of India, OR
- A subject of Nepal/Bhutan, OR
- A Tibetan refugee who came to India before January 1, 1962, OR
- A person of Indian origin who migrated from select countries with the intent to permanently settle in India.
Age Limit (as of November 30, 2024):
- Minimum Age: 20 years
- Maximum Age: 30 years
Age Relaxation:
- SC/ST: 5 years
- OBC (Non-Creamy Layer): 3 years
- PwBD: 10 years
- Widows/Divorced Women: Up to 35 years (GEN), 38 years (OBC), 40 years (SC/ST)
Educational Qualification:
A Graduate Degree (any discipline) with at least 60% marks (55% for SC/ST/OBC/PwBD) from a recognized university. Candidates must have their degree certificate before the application date.
Selection Process
The selection process includes:
- Online Exam (Objective & Descriptive Test)
- Personal Interview
Exam Pattern
| Subject | Questions | Marks | Duration | Medium |
|---|---|---|---|---|
| English Language | 30 | 30 | 25 mins | English |
| Quantitative Aptitude | 30 | 30 | 25 mins | English & Hindi |
| Reasoning Ability | 30 | 30 | 25 mins | English & Hindi |
| General Awareness (Banking) | 30 | 30 | 15 mins | English & Hindi |
| Descriptive Test (Essay & Letter Writing) | 2 | 30 | 30 mins | English |
Important Points:
- There is no negative marking in the exam.
- The Descriptive Test (Letter Writing & Essay) may be evaluated using automated scoring.
- Candidates must obtain minimum qualifying marks in each section.
Interview Process
Candidates shortlisted from the online test will be called for a Personal Interview (50 Marks).
Minimum Qualifying Marks:
- General/EWS: 50%
- SC/ST/OBC/PwBD: 45%
The final merit list will be prepared based on the total scores from the online test and interview.
Syllabus for CBI Credit Officer Exam 2025
1. English Language
- Reading Comprehension
- Error Detection
- Sentence Correction
- Synonyms & Antonyms
- Cloze Test
- Para Jumbles
- Sentence Improvement
2. Quantitative Aptitude
- Number Series
- Data Interpretation
- Simplification & Approximation
- Profit & Loss
- Percentage & Ratio
- Time & Work
- Probability & Permutations
- Simple & Compound Interest
3. Reasoning Ability
- Syllogisms
- Coding-Decoding
- Puzzles
- Seating Arrangement
- Blood Relations
- Inequality
- Logical Reasoning
4. General Awareness (Banking)
- Current Affairs (Banking & Finance)
- RBI Policies & Reports
- Indian Economy
- Financial Terms
- Banking History & Structure
5. Descriptive Test (Essay & Letter Writing)
- Essay Topics: Banking trends, Digital banking, Economic reforms, RBI regulations
- Letter Writing: Formal & Informal letter formats
Salary & Benefits
Basic Pay: ₹48,480 – ₹85,920 per month
Allowances: DA, HRA, Medical, and Performance-linked incentives
Stipend During PGDBF Course:
- ₹2,500 per month (9 months classroom training)
- ₹10,000 per month (3 months On-Job Training)
Post Graduate Diploma in Banking & Finance (PGDBF)
Selected candidates must complete one year of training (9 months classroom + 3 months OJT). Candidates can opt for an educational loan from the Central Bank of India. After 5 years of service, the course fee (₹3-4 lakhs) will be reimbursed.
How to Apply for CBI Credit Officer 2025?
Steps to Apply:
- Visit centralbankofindia.co.in
- Click on "Recruitments" → "Credit Officers-PGDBF"
- Register with basic details and upload documents (photo, signature, left thumb impression, and declaration).
- Pay the application fee online.
- Submit the form and download the receipt.
Application Fees:
- SC/ST/PWD/Women: ₹150
- General/OBC/EWS: ₹750
Exam Centers
The online exam will be conducted across India. No change of exam center will be allowed after submission.
Final Selection & Appointment
Candidates who clear the PGDBF course will be appointed as Credit Officers (JMGS-I) in Central Bank of India. The probation period will be 2 years after joining.
Conclusion
The Central Bank of India Credit Officer Recruitment 2025 is a great opportunity for those seeking a career in banking. With 1000 vacancies, competitive salary, and career growth, this is a chance you don’t want to miss.
Apply before February 20, 2025, and start your journey towards becoming a banking professional!